rembFlutterwave allows customers to transfer funds directly from their Flutterwave balance to a mobile money wallet. This feature enables merchants to seamlessly process payouts into wallets linked to recipients' mobile numbers.
Before initiating a mobile money transfer:
- Whitelist your IP addresses
- Ensure your balance has sufficient funds. You can fund your balance by one of the following methods:
- Directly funding via collections.
- Indirect funding by converting funds from a different currency balance (i.e., wallet-to-wallet transfers).
Each successful mobile money transfer follows a two-step process:
- Initiate Payout
- Verify Payout
🚧
Integration Method
This guide follows the direct transfer flow for demonstration. Please refer to the general transfer flow for the alternative integration method.
To initiate a mobile money transfer, send a request to the create transfer endpoint with the following required parameters:
action: Specifies how the transfer should be processed. Accepted values areinstant,deferred, orscheduled.type: Specifies the type of transfer. Use"mobile_money"for mobile money transfers.payment_instruction: An object containing details of the payment, including:amountcurrency(source_currencyanddestination_currency)- Recipient details, such as the phone number linked to the mobile money wallet and the associated mobile money network.
GHS_MOMO_PAYOUT
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MTN",
"msisdn":"2339012345678"
}
},
"destination_currency":"GHS"
},
"type":"mobile_money",
"narration":"GHS MOMO TRANSFER EXAMPLE",
"reference":"REF-00107099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"Mpesa",
"msisdn":"2549012345678"
}
},
"destination_currency":"KES"
},
"type":"mobile_money",
"narration":"KES MOMO TRANSFER EXAMPLE",
"reference":"REF-001GVSDVDSU2Y"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John ",
"last":"Doe"
},
"mobile_money":{
"msisdn":"2559012345678",
"network":"airtel"
}
},
"destination_currency":"TZS"
},
"type":"mobile_money",
"narration":"TZS MOMO TRANSFER EXAMPLE",
"reference":"REF-001JEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"orangemoney",
"country":"CM",
"msisdn":"23709929220"
}
},
"destination_currency":"XAF"
},
"type":"mobile_money",
"narration":"XAF MOMO TRANSFER EXAMPLE",
"reference":"REF-00100IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"wave",
"country":"CI",
"msisdn":"22509929220"
}
},
"destination_currency":"XOF"
},
"type":"mobile_money",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"reference":"REF-0010099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"EMONEY",
"country":"SN",
"msisdn":"22109929220"
}
},
"destination_currency":"XOF"
},
"type":"mobile_money",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"reference":"REF-00108099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MPS",
"msisdn":"2509012345678"
}
},
"destination_currency":"RWF"
},
"type":"mobile_money",
"narration":"RWF MOMO TRANSFER EXAMPLE",
"reference":"REF-00147099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"AIRTELMW",
"msisdn":"2659012345678"
}
},
"destination_currency":"MWK"
},
"type":"mobile_money",
"narration":"MWK MOMO TRANSFER EXAMPLE",
"reference":"REF-001JYDWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"ETBAMOLE",
"msisdn":"2519012345678"
}
},
"destination_currency":"ETB"
},
"type":"mobile_money",
"narration":"ETB MOMO TRANSFER EXAMPLE",
"reference":"REF-001JYDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MPS",
"msisdn":"2569012345678"
}
},
"destination_currency":"UGX"
},
"type":"mobile_money",
"narration":"UGX MOMO TRANSFER EXAMPLE",
"reference":"REF-001OEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MPS",
"msisdn":"2609012345678"
}
},
"destination_currency":"ZMW"
},
"type":"mobile_money",
"narration":"ZMW MOMO TRANSFER EXAMPLE",
"reference":"REF-001O9EDeWDSUYB"
}'
KES_MOMO_PAYOUT
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MTN",
"msisdn":"2339012345678"
}
},
"destination_currency":"GHS"
},
"type":"mobile_money",
"narration":"GHS MOMO TRANSFER EXAMPLE",
"reference":"REF-00107099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"Mpesa",
"msisdn":"2549012345678"
}
},
"destination_currency":"KES"
},
"type":"mobile_money",
"narration":"KES MOMO TRANSFER EXAMPLE",
"reference":"REF-001GVSDVDSU2Y"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John ",
"last":"Doe"
},
"mobile_money":{
"msisdn":"2559012345678",
"network":"airtel"
}
},
"destination_currency":"TZS"
},
"type":"mobile_money",
"narration":"TZS MOMO TRANSFER EXAMPLE",
"reference":"REF-001JEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"orangemoney",
"country":"CM",
"msisdn":"23709929220"
}
},
"destination_currency":"XAF"
},
"type":"mobile_money",
"narration":"XAF MOMO TRANSFER EXAMPLE",
"reference":"REF-00100IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"wave",
"country":"CI",
"msisdn":"22509929220"
}
},
"destination_currency":"XOF"
},
"type":"mobile_money",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"reference":"REF-0010099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"EMONEY",
"country":"SN",
"msisdn":"22109929220"
}
},
"destination_currency":"XOF"
},
"type":"mobile_money",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"reference":"REF-00108099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MPS",
"msisdn":"2509012345678"
}
},
"destination_currency":"RWF"
},
"type":"mobile_money",
"narration":"RWF MOMO TRANSFER EXAMPLE",
"reference":"REF-00147099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"AIRTELMW",
"msisdn":"2659012345678"
}
},
"destination_currency":"MWK"
},
"type":"mobile_money",
"narration":"MWK MOMO TRANSFER EXAMPLE",
"reference":"REF-001JYDWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"ETBAMOLE",
"msisdn":"2519012345678"
}
},
"destination_currency":"ETB"
},
"type":"mobile_money",
"narration":"ETB MOMO TRANSFER EXAMPLE",
"reference":"REF-001JYDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MPS",
"msisdn":"2569012345678"
}
},
"destination_currency":"UGX"
},
"type":"mobile_money",
"narration":"UGX MOMO TRANSFER EXAMPLE",
"reference":"REF-001OEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MPS",
"msisdn":"2609012345678"
}
},
"destination_currency":"ZMW"
},
"type":"mobile_money",
"narration":"ZMW MOMO TRANSFER EXAMPLE",
"reference":"REF-001O9EDeWDSUYB"
}'
TZS_MOMO_PAYOUT
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MTN",
"msisdn":"2339012345678"
}
},
"destination_currency":"GHS"
},
"type":"mobile_money",
"narration":"GHS MOMO TRANSFER EXAMPLE",
"reference":"REF-00107099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"Mpesa",
"msisdn":"2549012345678"
}
},
"destination_currency":"KES"
},
"type":"mobile_money",
"narration":"KES MOMO TRANSFER EXAMPLE",
"reference":"REF-001GVSDVDSU2Y"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John ",
"last":"Doe"
},
"mobile_money":{
"msisdn":"2559012345678",
"network":"airtel"
}
},
"destination_currency":"TZS"
},
"type":"mobile_money",
"narration":"TZS MOMO TRANSFER EXAMPLE",
"reference":"REF-001JEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"orangemoney",
"country":"CM",
"msisdn":"23709929220"
}
},
"destination_currency":"XAF"
},
"type":"mobile_money",
"narration":"XAF MOMO TRANSFER EXAMPLE",
"reference":"REF-00100IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"wave",
"country":"CI",
"msisdn":"22509929220"
}
},
"destination_currency":"XOF"
},
"type":"mobile_money",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"reference":"REF-0010099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"EMONEY",
"country":"SN",
"msisdn":"22109929220"
}
},
"destination_currency":"XOF"
},
"type":"mobile_money",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"reference":"REF-00108099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MPS",
"msisdn":"2509012345678"
}
},
"destination_currency":"RWF"
},
"type":"mobile_money",
"narration":"RWF MOMO TRANSFER EXAMPLE",
"reference":"REF-00147099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"AIRTELMW",
"msisdn":"2659012345678"
}
},
"destination_currency":"MWK"
},
"type":"mobile_money",
"narration":"MWK MOMO TRANSFER EXAMPLE",
"reference":"REF-001JYDWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"ETBAMOLE",
"msisdn":"2519012345678"
}
},
"destination_currency":"ETB"
},
"type":"mobile_money",
"narration":"ETB MOMO TRANSFER EXAMPLE",
"reference":"REF-001JYDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MPS",
"msisdn":"2569012345678"
}
},
"destination_currency":"UGX"
},
"type":"mobile_money",
"narration":"UGX MOMO TRANSFER EXAMPLE",
"reference":"REF-001OEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MPS",
"msisdn":"2609012345678"
}
},
"destination_currency":"ZMW"
},
"type":"mobile_money",
"narration":"ZMW MOMO TRANSFER EXAMPLE",
"reference":"REF-001O9EDeWDSUYB"
}'
XAF(CM)_MOMO_PAYOUT
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MTN",
"msisdn":"2339012345678"
}
},
"destination_currency":"GHS"
},
"type":"mobile_money",
"narration":"GHS MOMO TRANSFER EXAMPLE",
"reference":"REF-00107099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"Mpesa",
"msisdn":"2549012345678"
}
},
"destination_currency":"KES"
},
"type":"mobile_money",
"narration":"KES MOMO TRANSFER EXAMPLE",
"reference":"REF-001GVSDVDSU2Y"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John ",
"last":"Doe"
},
"mobile_money":{
"msisdn":"2559012345678",
"network":"airtel"
}
},
"destination_currency":"TZS"
},
"type":"mobile_money",
"narration":"TZS MOMO TRANSFER EXAMPLE",
"reference":"REF-001JEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"orangemoney",
"country":"CM",
"msisdn":"23709929220"
}
},
"destination_currency":"XAF"
},
"type":"mobile_money",
"narration":"XAF MOMO TRANSFER EXAMPLE",
"reference":"REF-00100IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"wave",
"country":"CI",
"msisdn":"22509929220"
}
},
"destination_currency":"XOF"
},
"type":"mobile_money",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"reference":"REF-0010099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"EMONEY",
"country":"SN",
"msisdn":"22109929220"
}
},
"destination_currency":"XOF"
},
"type":"mobile_money",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"reference":"REF-00108099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MPS",
"msisdn":"2509012345678"
}
},
"destination_currency":"RWF"
},
"type":"mobile_money",
"narration":"RWF MOMO TRANSFER EXAMPLE",
"reference":"REF-00147099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"AIRTELMW",
"msisdn":"2659012345678"
}
},
"destination_currency":"MWK"
},
"type":"mobile_money",
"narration":"MWK MOMO TRANSFER EXAMPLE",
"reference":"REF-001JYDWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"ETBAMOLE",
"msisdn":"2519012345678"
}
},
"destination_currency":"ETB"
},
"type":"mobile_money",
"narration":"ETB MOMO TRANSFER EXAMPLE",
"reference":"REF-001JYDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MPS",
"msisdn":"2569012345678"
}
},
"destination_currency":"UGX"
},
"type":"mobile_money",
"narration":"UGX MOMO TRANSFER EXAMPLE",
"reference":"REF-001OEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MPS",
"msisdn":"2609012345678"
}
},
"destination_currency":"ZMW"
},
"type":"mobile_money",
"narration":"ZMW MOMO TRANSFER EXAMPLE",
"reference":"REF-001O9EDeWDSUYB"
}'
XOF(CI)_MOMO_PAYOUT
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MTN",
"msisdn":"2339012345678"
}
},
"destination_currency":"GHS"
},
"type":"mobile_money",
"narration":"GHS MOMO TRANSFER EXAMPLE",
"reference":"REF-00107099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"Mpesa",
"msisdn":"2549012345678"
}
},
"destination_currency":"KES"
},
"type":"mobile_money",
"narration":"KES MOMO TRANSFER EXAMPLE",
"reference":"REF-001GVSDVDSU2Y"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John ",
"last":"Doe"
},
"mobile_money":{
"msisdn":"2559012345678",
"network":"airtel"
}
},
"destination_currency":"TZS"
},
"type":"mobile_money",
"narration":"TZS MOMO TRANSFER EXAMPLE",
"reference":"REF-001JEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"orangemoney",
"country":"CM",
"msisdn":"23709929220"
}
},
"destination_currency":"XAF"
},
"type":"mobile_money",
"narration":"XAF MOMO TRANSFER EXAMPLE",
"reference":"REF-00100IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"wave",
"country":"CI",
"msisdn":"22509929220"
}
},
"destination_currency":"XOF"
},
"type":"mobile_money",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"reference":"REF-0010099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"EMONEY",
"country":"SN",
"msisdn":"22109929220"
}
},
"destination_currency":"XOF"
},
"type":"mobile_money",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"reference":"REF-00108099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MPS",
"msisdn":"2509012345678"
}
},
"destination_currency":"RWF"
},
"type":"mobile_money",
"narration":"RWF MOMO TRANSFER EXAMPLE",
"reference":"REF-00147099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"AIRTELMW",
"msisdn":"2659012345678"
}
},
"destination_currency":"MWK"
},
"type":"mobile_money",
"narration":"MWK MOMO TRANSFER EXAMPLE",
"reference":"REF-001JYDWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"ETBAMOLE",
"msisdn":"2519012345678"
}
},
"destination_currency":"ETB"
},
"type":"mobile_money",
"narration":"ETB MOMO TRANSFER EXAMPLE",
"reference":"REF-001JYDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MPS",
"msisdn":"2569012345678"
}
},
"destination_currency":"UGX"
},
"type":"mobile_money",
"narration":"UGX MOMO TRANSFER EXAMPLE",
"reference":"REF-001OEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MPS",
"msisdn":"2609012345678"
}
},
"destination_currency":"ZMW"
},
"type":"mobile_money",
"narration":"ZMW MOMO TRANSFER EXAMPLE",
"reference":"REF-001O9EDeWDSUYB"
}'
XOF(SN)_MOMO_PAYOUT
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MTN",
"msisdn":"2339012345678"
}
},
"destination_currency":"GHS"
},
"type":"mobile_money",
"narration":"GHS MOMO TRANSFER EXAMPLE",
"reference":"REF-00107099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"Mpesa",
"msisdn":"2549012345678"
}
},
"destination_currency":"KES"
},
"type":"mobile_money",
"narration":"KES MOMO TRANSFER EXAMPLE",
"reference":"REF-001GVSDVDSU2Y"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John ",
"last":"Doe"
},
"mobile_money":{
"msisdn":"2559012345678",
"network":"airtel"
}
},
"destination_currency":"TZS"
},
"type":"mobile_money",
"narration":"TZS MOMO TRANSFER EXAMPLE",
"reference":"REF-001JEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"orangemoney",
"country":"CM",
"msisdn":"23709929220"
}
},
"destination_currency":"XAF"
},
"type":"mobile_money",
"narration":"XAF MOMO TRANSFER EXAMPLE",
"reference":"REF-00100IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"wave",
"country":"CI",
"msisdn":"22509929220"
}
},
"destination_currency":"XOF"
},
"type":"mobile_money",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"reference":"REF-0010099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"EMONEY",
"country":"SN",
"msisdn":"22109929220"
}
},
"destination_currency":"XOF"
},
"type":"mobile_money",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"reference":"REF-00108099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MPS",
"msisdn":"2509012345678"
}
},
"destination_currency":"RWF"
},
"type":"mobile_money",
"narration":"RWF MOMO TRANSFER EXAMPLE",
"reference":"REF-00147099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"AIRTELMW",
"msisdn":"2659012345678"
}
},
"destination_currency":"MWK"
},
"type":"mobile_money",
"narration":"MWK MOMO TRANSFER EXAMPLE",
"reference":"REF-001JYDWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"ETBAMOLE",
"msisdn":"2519012345678"
}
},
"destination_currency":"ETB"
},
"type":"mobile_money",
"narration":"ETB MOMO TRANSFER EXAMPLE",
"reference":"REF-001JYDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MPS",
"msisdn":"2569012345678"
}
},
"destination_currency":"UGX"
},
"type":"mobile_money",
"narration":"UGX MOMO TRANSFER EXAMPLE",
"reference":"REF-001OEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MPS",
"msisdn":"2609012345678"
}
},
"destination_currency":"ZMW"
},
"type":"mobile_money",
"narration":"ZMW MOMO TRANSFER EXAMPLE",
"reference":"REF-001O9EDeWDSUYB"
}'
RWF_MOMO_PAYOUT
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MTN",
"msisdn":"2339012345678"
}
},
"destination_currency":"GHS"
},
"type":"mobile_money",
"narration":"GHS MOMO TRANSFER EXAMPLE",
"reference":"REF-00107099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"Mpesa",
"msisdn":"2549012345678"
}
},
"destination_currency":"KES"
},
"type":"mobile_money",
"narration":"KES MOMO TRANSFER EXAMPLE",
"reference":"REF-001GVSDVDSU2Y"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John ",
"last":"Doe"
},
"mobile_money":{
"msisdn":"2559012345678",
"network":"airtel"
}
},
"destination_currency":"TZS"
},
"type":"mobile_money",
"narration":"TZS MOMO TRANSFER EXAMPLE",
"reference":"REF-001JEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"orangemoney",
"country":"CM",
"msisdn":"23709929220"
}
},
"destination_currency":"XAF"
},
"type":"mobile_money",
"narration":"XAF MOMO TRANSFER EXAMPLE",
"reference":"REF-00100IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"wave",
"country":"CI",
"msisdn":"22509929220"
}
},
"destination_currency":"XOF"
},
"type":"mobile_money",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"reference":"REF-0010099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"EMONEY",
"country":"SN",
"msisdn":"22109929220"
}
},
"destination_currency":"XOF"
},
"type":"mobile_money",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"reference":"REF-00108099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MPS",
"msisdn":"2509012345678"
}
},
"destination_currency":"RWF"
},
"type":"mobile_money",
"narration":"RWF MOMO TRANSFER EXAMPLE",
"reference":"REF-00147099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"AIRTELMW",
"msisdn":"2659012345678"
}
},
"destination_currency":"MWK"
},
"type":"mobile_money",
"narration":"MWK MOMO TRANSFER EXAMPLE",
"reference":"REF-001JYDWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"ETBAMOLE",
"msisdn":"2519012345678"
}
},
"destination_currency":"ETB"
},
"type":"mobile_money",
"narration":"ETB MOMO TRANSFER EXAMPLE",
"reference":"REF-001JYDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MPS",
"msisdn":"2569012345678"
}
},
"destination_currency":"UGX"
},
"type":"mobile_money",
"narration":"UGX MOMO TRANSFER EXAMPLE",
"reference":"REF-001OEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MPS",
"msisdn":"2609012345678"
}
},
"destination_currency":"ZMW"
},
"type":"mobile_money",
"narration":"ZMW MOMO TRANSFER EXAMPLE",
"reference":"REF-001O9EDeWDSUYB"
}'
MWK_MOMO_PAYOUT
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MTN",
"msisdn":"2339012345678"
}
},
"destination_currency":"GHS"
},
"type":"mobile_money",
"narration":"GHS MOMO TRANSFER EXAMPLE",
"reference":"REF-00107099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"Mpesa",
"msisdn":"2549012345678"
}
},
"destination_currency":"KES"
},
"type":"mobile_money",
"narration":"KES MOMO TRANSFER EXAMPLE",
"reference":"REF-001GVSDVDSU2Y"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John ",
"last":"Doe"
},
"mobile_money":{
"msisdn":"2559012345678",
"network":"airtel"
}
},
"destination_currency":"TZS"
},
"type":"mobile_money",
"narration":"TZS MOMO TRANSFER EXAMPLE",
"reference":"REF-001JEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"orangemoney",
"country":"CM",
"msisdn":"23709929220"
}
},
"destination_currency":"XAF"
},
"type":"mobile_money",
"narration":"XAF MOMO TRANSFER EXAMPLE",
"reference":"REF-00100IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"wave",
"country":"CI",
"msisdn":"22509929220"
}
},
"destination_currency":"XOF"
},
"type":"mobile_money",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"reference":"REF-0010099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"EMONEY",
"country":"SN",
"msisdn":"22109929220"
}
},
"destination_currency":"XOF"
},
"type":"mobile_money",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"reference":"REF-00108099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MPS",
"msisdn":"2509012345678"
}
},
"destination_currency":"RWF"
},
"type":"mobile_money",
"narration":"RWF MOMO TRANSFER EXAMPLE",
"reference":"REF-00147099IEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"AIRTELMW",
"msisdn":"2659012345678"
}
},
"destination_currency":"MWK"
},
"type":"mobile_money",
"narration":"MWK MOMO TRANSFER EXAMPLE",
"reference":"REF-001JYDWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"ETBAMOLE",
"msisdn":"2519012345678"
}
},
"destination_currency":"ETB"
},
"type":"mobile_money",
"narration":"ETB MOMO TRANSFER EXAMPLE",
"reference":"REF-001JYDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MPS",
"msisdn":"2569012345678"
}
},
"destination_currency":"UGX"
},
"type":"mobile_money",
"narration":"UGX MOMO TRANSFER EXAMPLE",
"reference":"REF-001OEDeWDSUYB"
}'
curl --request POST \
--url 'https://developersandbox-api.flutterwave.com/direct-transfers' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
--data '{
"action":"instant",
"payment_instruction":{
"source_currency":"NGN",
"amount":{
"applies_to":"destination_currency",
"value":1000
},
"recipient":{
"name":{
"first":"John",
"last":"Doe"
},
"mobile_money":{
"network":"MPS",
"msisdn":"2609012345678"
}
},
"destination_currency":"ZMW"
},
"type":"mobile_money",
"narration":"ZMW MOMO TRANSFER EXAMPLE",
"reference":"REF-001O9EDeWDSUYB"
}'
🚧
Handling Mobile Number
The
msisdnfield must contain the recipient’s mobile number starting with the country code.
- For example, a
GHSmobile money transfer should begin with233.- For
XAFandXOFtransfers, include the country field explicitly in the request.
You can initiate scheduled or deferred mobile money transfers by setting the action field to scheduled or deferred.
For scheduled transfers, include the disburse_option object in the request. This object defines when the transfer should be executed and must contain:
date_time: The exact date and time to trigger the transfer.timezone: The timezone for the scheduled time.
Refer to the transfer overview for a complete walkthrough on creating and managing these transfer types.
💱
Handling International Transfers
To manage cross-currency payouts, refer to the managing currency section.
When you successfully initiate a mobile money transfer, the API returns a response similar to the following:
GHS Payout
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_5JnyBhdTdj42zA",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00107099IEDeWDSUYB",
"status":"NEW",
"narration":"GHS MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"GHS",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_R8XvW9gXRP",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"GHS",
"mobile_money":{
"network":"MTN",
"msisdn":"2339012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:10:38.039Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_MNk7e9ups3VgZh",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001GVSDVDSU2Y",
"status":"NEW",
"narration":"KES MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"KES",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_VgJamvD4fE",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"KES",
"mobile_money":{
"network":"Mpesa",
"msisdn":"2549012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:21:47.932Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_O13h3LmPak5LBk",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001JEDeWDSUYB",
"status":"NEW",
"narration":"TZS MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"TZS",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_MQzTgQgkQe",
"name":{
"first":"John ",
"last":"Doe"
},
"currency":"TZS",
"mobile_money":{
"network":"airtel",
"msisdn":"2559012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:31:11.232Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_fTdRGZIG7OGe20",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00100IEDeWDSUYB",
"status":"NEW",
"narration":"XAF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"XAF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_8z3I4ICHIL",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"XAF",
"mobile_money":{
"network":"orangemoney",
"country":"CM",
"msisdn":"23709929220"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:35:12.797Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_EJ2vQnQvFzeBFK",
"type":"mobile_money",
"action":"instant",
"reference":"REF-0010099IEDeWDSUYB",
"status":"NEW",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"XOF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_c1ZhDIPcm7",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"XOF",
"mobile_money":{
"network":"wave",
"country":"CI",
"msisdn":"22509929220"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:39:23.780Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_p5kyu7ZCrgQpgI",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00108099IEDeWDSUYB",
"status":"NEW",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"XOF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_ckorR5bbk0",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"XOF",
"mobile_money":{
"network":"EMONEY",
"country":"SN",
"msisdn":"22109929220"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:43:40.755Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_pZwUKMs9usU5QD",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00147099IEDeWDSUYB",
"status":"NEW",
"narration":"RWF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"RWF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"RWF",
"mobile_money":{
"network":"MPS",
"msisdn":"2509012345678"
},
"id":"rcm_q1boxqkoC3"
},
"meta":{
},
"created_datetime":"2024-12-13T05:13:14.569373217Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_ESaFaZjxqnNmm2",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001JYDWDSUYB",
"status":"NEW",
"narration":"MWK MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"MWK",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_YfQrGYgC5B",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"MWK",
"mobile_money":{
"network":"AIRTELMW",
"msisdn":"2659012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:49:04.563Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_ktnCglatt92k8n",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001JYDeWDSUYB",
"status":"NEW",
"narration":"ETB MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"ETB",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_uodrObhEa5",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"ETB",
"mobile_money":{
"network":"ETBAMOLE",
"msisdn":"2519012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:51:36.235Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_V5zoB57shPwgac",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001OEDeWDSUYB",
"status":"NEW",
"narration":"UGX MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"UGX",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_yJBzZTFEnj",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"UGX",
"mobile_money":{
"network":"MPS",
"msisdn":"2569012345678"
}
},
"meta":{
},
"created_datetime":"2024-12-12T12:59:15.403332030Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_ejDNIQngjLzUTx",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001O9EDeWDSUYB",
"status":"NEW",
"narration":"ZMW MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"ZMW",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_1aaTfsip3I",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"ZMW",
"mobile_money":{
"network":"MPS",
"msisdn":"2609012345678"
}
},
"meta":{
},
"created_datetime":"2024-12-12T13:02:53.774008555Z"
}
}
KES Payout
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_5JnyBhdTdj42zA",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00107099IEDeWDSUYB",
"status":"NEW",
"narration":"GHS MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"GHS",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_R8XvW9gXRP",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"GHS",
"mobile_money":{
"network":"MTN",
"msisdn":"2339012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:10:38.039Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_MNk7e9ups3VgZh",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001GVSDVDSU2Y",
"status":"NEW",
"narration":"KES MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"KES",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_VgJamvD4fE",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"KES",
"mobile_money":{
"network":"Mpesa",
"msisdn":"2549012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:21:47.932Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_O13h3LmPak5LBk",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001JEDeWDSUYB",
"status":"NEW",
"narration":"TZS MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"TZS",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_MQzTgQgkQe",
"name":{
"first":"John ",
"last":"Doe"
},
"currency":"TZS",
"mobile_money":{
"network":"airtel",
"msisdn":"2559012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:31:11.232Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_fTdRGZIG7OGe20",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00100IEDeWDSUYB",
"status":"NEW",
"narration":"XAF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"XAF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_8z3I4ICHIL",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"XAF",
"mobile_money":{
"network":"orangemoney",
"country":"CM",
"msisdn":"23709929220"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:35:12.797Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_EJ2vQnQvFzeBFK",
"type":"mobile_money",
"action":"instant",
"reference":"REF-0010099IEDeWDSUYB",
"status":"NEW",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"XOF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_c1ZhDIPcm7",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"XOF",
"mobile_money":{
"network":"wave",
"country":"CI",
"msisdn":"22509929220"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:39:23.780Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_p5kyu7ZCrgQpgI",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00108099IEDeWDSUYB",
"status":"NEW",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"XOF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_ckorR5bbk0",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"XOF",
"mobile_money":{
"network":"EMONEY",
"country":"SN",
"msisdn":"22109929220"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:43:40.755Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_pZwUKMs9usU5QD",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00147099IEDeWDSUYB",
"status":"NEW",
"narration":"RWF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"RWF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"RWF",
"mobile_money":{
"network":"MPS",
"msisdn":"2509012345678"
},
"id":"rcm_q1boxqkoC3"
},
"meta":{
},
"created_datetime":"2024-12-13T05:13:14.569373217Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_ESaFaZjxqnNmm2",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001JYDWDSUYB",
"status":"NEW",
"narration":"MWK MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"MWK",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_YfQrGYgC5B",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"MWK",
"mobile_money":{
"network":"AIRTELMW",
"msisdn":"2659012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:49:04.563Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_ktnCglatt92k8n",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001JYDeWDSUYB",
"status":"NEW",
"narration":"ETB MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"ETB",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_uodrObhEa5",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"ETB",
"mobile_money":{
"network":"ETBAMOLE",
"msisdn":"2519012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:51:36.235Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_V5zoB57shPwgac",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001OEDeWDSUYB",
"status":"NEW",
"narration":"UGX MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"UGX",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_yJBzZTFEnj",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"UGX",
"mobile_money":{
"network":"MPS",
"msisdn":"2569012345678"
}
},
"meta":{
},
"created_datetime":"2024-12-12T12:59:15.403332030Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_ejDNIQngjLzUTx",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001O9EDeWDSUYB",
"status":"NEW",
"narration":"ZMW MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"ZMW",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_1aaTfsip3I",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"ZMW",
"mobile_money":{
"network":"MPS",
"msisdn":"2609012345678"
}
},
"meta":{
},
"created_datetime":"2024-12-12T13:02:53.774008555Z"
}
}
TZS Payout
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_5JnyBhdTdj42zA",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00107099IEDeWDSUYB",
"status":"NEW",
"narration":"GHS MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"GHS",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_R8XvW9gXRP",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"GHS",
"mobile_money":{
"network":"MTN",
"msisdn":"2339012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:10:38.039Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_MNk7e9ups3VgZh",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001GVSDVDSU2Y",
"status":"NEW",
"narration":"KES MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"KES",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_VgJamvD4fE",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"KES",
"mobile_money":{
"network":"Mpesa",
"msisdn":"2549012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:21:47.932Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_O13h3LmPak5LBk",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001JEDeWDSUYB",
"status":"NEW",
"narration":"TZS MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"TZS",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_MQzTgQgkQe",
"name":{
"first":"John ",
"last":"Doe"
},
"currency":"TZS",
"mobile_money":{
"network":"airtel",
"msisdn":"2559012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:31:11.232Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_fTdRGZIG7OGe20",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00100IEDeWDSUYB",
"status":"NEW",
"narration":"XAF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"XAF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_8z3I4ICHIL",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"XAF",
"mobile_money":{
"network":"orangemoney",
"country":"CM",
"msisdn":"23709929220"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:35:12.797Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_EJ2vQnQvFzeBFK",
"type":"mobile_money",
"action":"instant",
"reference":"REF-0010099IEDeWDSUYB",
"status":"NEW",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"XOF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_c1ZhDIPcm7",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"XOF",
"mobile_money":{
"network":"wave",
"country":"CI",
"msisdn":"22509929220"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:39:23.780Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_p5kyu7ZCrgQpgI",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00108099IEDeWDSUYB",
"status":"NEW",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"XOF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_ckorR5bbk0",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"XOF",
"mobile_money":{
"network":"EMONEY",
"country":"SN",
"msisdn":"22109929220"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:43:40.755Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_pZwUKMs9usU5QD",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00147099IEDeWDSUYB",
"status":"NEW",
"narration":"RWF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"RWF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"RWF",
"mobile_money":{
"network":"MPS",
"msisdn":"2509012345678"
},
"id":"rcm_q1boxqkoC3"
},
"meta":{
},
"created_datetime":"2024-12-13T05:13:14.569373217Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_ESaFaZjxqnNmm2",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001JYDWDSUYB",
"status":"NEW",
"narration":"MWK MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"MWK",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_YfQrGYgC5B",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"MWK",
"mobile_money":{
"network":"AIRTELMW",
"msisdn":"2659012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:49:04.563Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_ktnCglatt92k8n",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001JYDeWDSUYB",
"status":"NEW",
"narration":"ETB MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"ETB",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_uodrObhEa5",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"ETB",
"mobile_money":{
"network":"ETBAMOLE",
"msisdn":"2519012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:51:36.235Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_V5zoB57shPwgac",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001OEDeWDSUYB",
"status":"NEW",
"narration":"UGX MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"UGX",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_yJBzZTFEnj",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"UGX",
"mobile_money":{
"network":"MPS",
"msisdn":"2569012345678"
}
},
"meta":{
},
"created_datetime":"2024-12-12T12:59:15.403332030Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_ejDNIQngjLzUTx",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001O9EDeWDSUYB",
"status":"NEW",
"narration":"ZMW MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"ZMW",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_1aaTfsip3I",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"ZMW",
"mobile_money":{
"network":"MPS",
"msisdn":"2609012345678"
}
},
"meta":{
},
"created_datetime":"2024-12-12T13:02:53.774008555Z"
}
}
XAF(CM) Payout
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_5JnyBhdTdj42zA",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00107099IEDeWDSUYB",
"status":"NEW",
"narration":"GHS MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"GHS",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_R8XvW9gXRP",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"GHS",
"mobile_money":{
"network":"MTN",
"msisdn":"2339012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:10:38.039Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_MNk7e9ups3VgZh",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001GVSDVDSU2Y",
"status":"NEW",
"narration":"KES MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"KES",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_VgJamvD4fE",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"KES",
"mobile_money":{
"network":"Mpesa",
"msisdn":"2549012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:21:47.932Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_O13h3LmPak5LBk",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001JEDeWDSUYB",
"status":"NEW",
"narration":"TZS MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"TZS",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_MQzTgQgkQe",
"name":{
"first":"John ",
"last":"Doe"
},
"currency":"TZS",
"mobile_money":{
"network":"airtel",
"msisdn":"2559012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:31:11.232Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_fTdRGZIG7OGe20",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00100IEDeWDSUYB",
"status":"NEW",
"narration":"XAF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"XAF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_8z3I4ICHIL",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"XAF",
"mobile_money":{
"network":"orangemoney",
"country":"CM",
"msisdn":"23709929220"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:35:12.797Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_EJ2vQnQvFzeBFK",
"type":"mobile_money",
"action":"instant",
"reference":"REF-0010099IEDeWDSUYB",
"status":"NEW",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"XOF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_c1ZhDIPcm7",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"XOF",
"mobile_money":{
"network":"wave",
"country":"CI",
"msisdn":"22509929220"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:39:23.780Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_p5kyu7ZCrgQpgI",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00108099IEDeWDSUYB",
"status":"NEW",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"XOF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_ckorR5bbk0",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"XOF",
"mobile_money":{
"network":"EMONEY",
"country":"SN",
"msisdn":"22109929220"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:43:40.755Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_pZwUKMs9usU5QD",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00147099IEDeWDSUYB",
"status":"NEW",
"narration":"RWF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"RWF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"RWF",
"mobile_money":{
"network":"MPS",
"msisdn":"2509012345678"
},
"id":"rcm_q1boxqkoC3"
},
"meta":{
},
"created_datetime":"2024-12-13T05:13:14.569373217Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_ESaFaZjxqnNmm2",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001JYDWDSUYB",
"status":"NEW",
"narration":"MWK MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"MWK",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_YfQrGYgC5B",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"MWK",
"mobile_money":{
"network":"AIRTELMW",
"msisdn":"2659012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:49:04.563Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_ktnCglatt92k8n",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001JYDeWDSUYB",
"status":"NEW",
"narration":"ETB MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"ETB",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_uodrObhEa5",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"ETB",
"mobile_money":{
"network":"ETBAMOLE",
"msisdn":"2519012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:51:36.235Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_V5zoB57shPwgac",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001OEDeWDSUYB",
"status":"NEW",
"narration":"UGX MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"UGX",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_yJBzZTFEnj",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"UGX",
"mobile_money":{
"network":"MPS",
"msisdn":"2569012345678"
}
},
"meta":{
},
"created_datetime":"2024-12-12T12:59:15.403332030Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_ejDNIQngjLzUTx",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001O9EDeWDSUYB",
"status":"NEW",
"narration":"ZMW MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"ZMW",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_1aaTfsip3I",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"ZMW",
"mobile_money":{
"network":"MPS",
"msisdn":"2609012345678"
}
},
"meta":{
},
"created_datetime":"2024-12-12T13:02:53.774008555Z"
}
}
XOF(CI) Payout
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_5JnyBhdTdj42zA",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00107099IEDeWDSUYB",
"status":"NEW",
"narration":"GHS MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"GHS",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_R8XvW9gXRP",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"GHS",
"mobile_money":{
"network":"MTN",
"msisdn":"2339012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:10:38.039Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_MNk7e9ups3VgZh",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001GVSDVDSU2Y",
"status":"NEW",
"narration":"KES MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"KES",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_VgJamvD4fE",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"KES",
"mobile_money":{
"network":"Mpesa",
"msisdn":"2549012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:21:47.932Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_O13h3LmPak5LBk",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001JEDeWDSUYB",
"status":"NEW",
"narration":"TZS MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"TZS",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_MQzTgQgkQe",
"name":{
"first":"John ",
"last":"Doe"
},
"currency":"TZS",
"mobile_money":{
"network":"airtel",
"msisdn":"2559012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:31:11.232Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_fTdRGZIG7OGe20",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00100IEDeWDSUYB",
"status":"NEW",
"narration":"XAF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"XAF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_8z3I4ICHIL",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"XAF",
"mobile_money":{
"network":"orangemoney",
"country":"CM",
"msisdn":"23709929220"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:35:12.797Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_EJ2vQnQvFzeBFK",
"type":"mobile_money",
"action":"instant",
"reference":"REF-0010099IEDeWDSUYB",
"status":"NEW",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"XOF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_c1ZhDIPcm7",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"XOF",
"mobile_money":{
"network":"wave",
"country":"CI",
"msisdn":"22509929220"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:39:23.780Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_p5kyu7ZCrgQpgI",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00108099IEDeWDSUYB",
"status":"NEW",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"XOF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_ckorR5bbk0",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"XOF",
"mobile_money":{
"network":"EMONEY",
"country":"SN",
"msisdn":"22109929220"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:43:40.755Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_pZwUKMs9usU5QD",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00147099IEDeWDSUYB",
"status":"NEW",
"narration":"RWF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"RWF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"RWF",
"mobile_money":{
"network":"MPS",
"msisdn":"2509012345678"
},
"id":"rcm_q1boxqkoC3"
},
"meta":{
},
"created_datetime":"2024-12-13T05:13:14.569373217Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_ESaFaZjxqnNmm2",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001JYDWDSUYB",
"status":"NEW",
"narration":"MWK MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"MWK",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_YfQrGYgC5B",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"MWK",
"mobile_money":{
"network":"AIRTELMW",
"msisdn":"2659012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:49:04.563Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_ktnCglatt92k8n",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001JYDeWDSUYB",
"status":"NEW",
"narration":"ETB MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"ETB",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_uodrObhEa5",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"ETB",
"mobile_money":{
"network":"ETBAMOLE",
"msisdn":"2519012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:51:36.235Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_V5zoB57shPwgac",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001OEDeWDSUYB",
"status":"NEW",
"narration":"UGX MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"UGX",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_yJBzZTFEnj",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"UGX",
"mobile_money":{
"network":"MPS",
"msisdn":"2569012345678"
}
},
"meta":{
},
"created_datetime":"2024-12-12T12:59:15.403332030Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_ejDNIQngjLzUTx",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001O9EDeWDSUYB",
"status":"NEW",
"narration":"ZMW MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"ZMW",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_1aaTfsip3I",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"ZMW",
"mobile_money":{
"network":"MPS",
"msisdn":"2609012345678"
}
},
"meta":{
},
"created_datetime":"2024-12-12T13:02:53.774008555Z"
}
}
XOF(SN) Payout
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_5JnyBhdTdj42zA",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00107099IEDeWDSUYB",
"status":"NEW",
"narration":"GHS MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"GHS",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_R8XvW9gXRP",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"GHS",
"mobile_money":{
"network":"MTN",
"msisdn":"2339012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:10:38.039Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_MNk7e9ups3VgZh",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001GVSDVDSU2Y",
"status":"NEW",
"narration":"KES MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"KES",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_VgJamvD4fE",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"KES",
"mobile_money":{
"network":"Mpesa",
"msisdn":"2549012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:21:47.932Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_O13h3LmPak5LBk",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001JEDeWDSUYB",
"status":"NEW",
"narration":"TZS MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"TZS",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_MQzTgQgkQe",
"name":{
"first":"John ",
"last":"Doe"
},
"currency":"TZS",
"mobile_money":{
"network":"airtel",
"msisdn":"2559012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:31:11.232Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_fTdRGZIG7OGe20",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00100IEDeWDSUYB",
"status":"NEW",
"narration":"XAF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"XAF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_8z3I4ICHIL",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"XAF",
"mobile_money":{
"network":"orangemoney",
"country":"CM",
"msisdn":"23709929220"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:35:12.797Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_EJ2vQnQvFzeBFK",
"type":"mobile_money",
"action":"instant",
"reference":"REF-0010099IEDeWDSUYB",
"status":"NEW",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"XOF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_c1ZhDIPcm7",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"XOF",
"mobile_money":{
"network":"wave",
"country":"CI",
"msisdn":"22509929220"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:39:23.780Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_p5kyu7ZCrgQpgI",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00108099IEDeWDSUYB",
"status":"NEW",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"XOF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_ckorR5bbk0",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"XOF",
"mobile_money":{
"network":"EMONEY",
"country":"SN",
"msisdn":"22109929220"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:43:40.755Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_pZwUKMs9usU5QD",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00147099IEDeWDSUYB",
"status":"NEW",
"narration":"RWF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"RWF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"RWF",
"mobile_money":{
"network":"MPS",
"msisdn":"2509012345678"
},
"id":"rcm_q1boxqkoC3"
},
"meta":{
},
"created_datetime":"2024-12-13T05:13:14.569373217Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_ESaFaZjxqnNmm2",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001JYDWDSUYB",
"status":"NEW",
"narration":"MWK MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"MWK",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_YfQrGYgC5B",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"MWK",
"mobile_money":{
"network":"AIRTELMW",
"msisdn":"2659012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:49:04.563Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_ktnCglatt92k8n",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001JYDeWDSUYB",
"status":"NEW",
"narration":"ETB MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"ETB",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_uodrObhEa5",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"ETB",
"mobile_money":{
"network":"ETBAMOLE",
"msisdn":"2519012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:51:36.235Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_V5zoB57shPwgac",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001OEDeWDSUYB",
"status":"NEW",
"narration":"UGX MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"UGX",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_yJBzZTFEnj",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"UGX",
"mobile_money":{
"network":"MPS",
"msisdn":"2569012345678"
}
},
"meta":{
},
"created_datetime":"2024-12-12T12:59:15.403332030Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_ejDNIQngjLzUTx",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001O9EDeWDSUYB",
"status":"NEW",
"narration":"ZMW MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"ZMW",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_1aaTfsip3I",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"ZMW",
"mobile_money":{
"network":"MPS",
"msisdn":"2609012345678"
}
},
"meta":{
},
"created_datetime":"2024-12-12T13:02:53.774008555Z"
}
}
RWF Payout
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_5JnyBhdTdj42zA",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00107099IEDeWDSUYB",
"status":"NEW",
"narration":"GHS MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"GHS",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_R8XvW9gXRP",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"GHS",
"mobile_money":{
"network":"MTN",
"msisdn":"2339012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:10:38.039Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_MNk7e9ups3VgZh",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001GVSDVDSU2Y",
"status":"NEW",
"narration":"KES MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"KES",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_VgJamvD4fE",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"KES",
"mobile_money":{
"network":"Mpesa",
"msisdn":"2549012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:21:47.932Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_O13h3LmPak5LBk",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001JEDeWDSUYB",
"status":"NEW",
"narration":"TZS MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"TZS",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_MQzTgQgkQe",
"name":{
"first":"John ",
"last":"Doe"
},
"currency":"TZS",
"mobile_money":{
"network":"airtel",
"msisdn":"2559012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:31:11.232Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_fTdRGZIG7OGe20",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00100IEDeWDSUYB",
"status":"NEW",
"narration":"XAF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"XAF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_8z3I4ICHIL",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"XAF",
"mobile_money":{
"network":"orangemoney",
"country":"CM",
"msisdn":"23709929220"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:35:12.797Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_EJ2vQnQvFzeBFK",
"type":"mobile_money",
"action":"instant",
"reference":"REF-0010099IEDeWDSUYB",
"status":"NEW",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"XOF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_c1ZhDIPcm7",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"XOF",
"mobile_money":{
"network":"wave",
"country":"CI",
"msisdn":"22509929220"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:39:23.780Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_p5kyu7ZCrgQpgI",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00108099IEDeWDSUYB",
"status":"NEW",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"XOF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_ckorR5bbk0",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"XOF",
"mobile_money":{
"network":"EMONEY",
"country":"SN",
"msisdn":"22109929220"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:43:40.755Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_pZwUKMs9usU5QD",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00147099IEDeWDSUYB",
"status":"NEW",
"narration":"RWF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"RWF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"RWF",
"mobile_money":{
"network":"MPS",
"msisdn":"2509012345678"
},
"id":"rcm_q1boxqkoC3"
},
"meta":{
},
"created_datetime":"2024-12-13T05:13:14.569373217Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_ESaFaZjxqnNmm2",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001JYDWDSUYB",
"status":"NEW",
"narration":"MWK MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"MWK",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_YfQrGYgC5B",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"MWK",
"mobile_money":{
"network":"AIRTELMW",
"msisdn":"2659012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:49:04.563Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_ktnCglatt92k8n",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001JYDeWDSUYB",
"status":"NEW",
"narration":"ETB MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"ETB",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_uodrObhEa5",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"ETB",
"mobile_money":{
"network":"ETBAMOLE",
"msisdn":"2519012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:51:36.235Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_V5zoB57shPwgac",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001OEDeWDSUYB",
"status":"NEW",
"narration":"UGX MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"UGX",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_yJBzZTFEnj",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"UGX",
"mobile_money":{
"network":"MPS",
"msisdn":"2569012345678"
}
},
"meta":{
},
"created_datetime":"2024-12-12T12:59:15.403332030Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_ejDNIQngjLzUTx",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001O9EDeWDSUYB",
"status":"NEW",
"narration":"ZMW MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"ZMW",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_1aaTfsip3I",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"ZMW",
"mobile_money":{
"network":"MPS",
"msisdn":"2609012345678"
}
},
"meta":{
},
"created_datetime":"2024-12-12T13:02:53.774008555Z"
}
}
MWK Payout
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_5JnyBhdTdj42zA",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00107099IEDeWDSUYB",
"status":"NEW",
"narration":"GHS MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"GHS",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_R8XvW9gXRP",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"GHS",
"mobile_money":{
"network":"MTN",
"msisdn":"2339012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:10:38.039Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_MNk7e9ups3VgZh",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001GVSDVDSU2Y",
"status":"NEW",
"narration":"KES MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"KES",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_VgJamvD4fE",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"KES",
"mobile_money":{
"network":"Mpesa",
"msisdn":"2549012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:21:47.932Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_O13h3LmPak5LBk",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001JEDeWDSUYB",
"status":"NEW",
"narration":"TZS MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"TZS",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_MQzTgQgkQe",
"name":{
"first":"John ",
"last":"Doe"
},
"currency":"TZS",
"mobile_money":{
"network":"airtel",
"msisdn":"2559012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:31:11.232Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_fTdRGZIG7OGe20",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00100IEDeWDSUYB",
"status":"NEW",
"narration":"XAF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"XAF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_8z3I4ICHIL",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"XAF",
"mobile_money":{
"network":"orangemoney",
"country":"CM",
"msisdn":"23709929220"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:35:12.797Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_EJ2vQnQvFzeBFK",
"type":"mobile_money",
"action":"instant",
"reference":"REF-0010099IEDeWDSUYB",
"status":"NEW",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"XOF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_c1ZhDIPcm7",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"XOF",
"mobile_money":{
"network":"wave",
"country":"CI",
"msisdn":"22509929220"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:39:23.780Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_p5kyu7ZCrgQpgI",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00108099IEDeWDSUYB",
"status":"NEW",
"narration":"XOF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"XOF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_ckorR5bbk0",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"XOF",
"mobile_money":{
"network":"EMONEY",
"country":"SN",
"msisdn":"22109929220"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:43:40.755Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_pZwUKMs9usU5QD",
"type":"mobile_money",
"action":"instant",
"reference":"REF-00147099IEDeWDSUYB",
"status":"NEW",
"narration":"RWF MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"RWF",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"RWF",
"mobile_money":{
"network":"MPS",
"msisdn":"2509012345678"
},
"id":"rcm_q1boxqkoC3"
},
"meta":{
},
"created_datetime":"2024-12-13T05:13:14.569373217Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_ESaFaZjxqnNmm2",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001JYDWDSUYB",
"status":"NEW",
"narration":"MWK MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"MWK",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_YfQrGYgC5B",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"MWK",
"mobile_money":{
"network":"AIRTELMW",
"msisdn":"2659012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:49:04.563Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_ktnCglatt92k8n",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001JYDeWDSUYB",
"status":"NEW",
"narration":"ETB MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"ETB",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_uodrObhEa5",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"ETB",
"mobile_money":{
"network":"ETBAMOLE",
"msisdn":"2519012345678"
}
},
"meta":{},
"created_datetime":"2025-06-04T18:51:36.235Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_V5zoB57shPwgac",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001OEDeWDSUYB",
"status":"NEW",
"narration":"UGX MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"UGX",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_yJBzZTFEnj",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"UGX",
"mobile_money":{
"network":"MPS",
"msisdn":"2569012345678"
}
},
"meta":{
},
"created_datetime":"2024-12-12T12:59:15.403332030Z"
}
}
{
"status":"success",
"message":"Transfer created",
"data":{
"id":"trf_ejDNIQngjLzUTx",
"type":"mobile_money",
"action":"instant",
"reference":"REF-001O9EDeWDSUYB",
"status":"NEW",
"narration":"ZMW MOMO TRANSFER EXAMPLE",
"source_currency":"NGN",
"destination_currency":"ZMW",
"amount":{
"value":1000,
"applies_to":"destination_currency"
},
"recipient":{
"type":"mobile_money",
"id":"rcm_1aaTfsip3I",
"name":{
"first":"John",
"last":"Doe"
},
"currency":"ZMW",
"mobile_money":{
"network":"MPS",
"msisdn":"2609012345678"
}
},
"meta":{
},
"created_datetime":"2024-12-12T13:02:53.774008555Z"
}
}
Thedata.status field in the response will always return NEW upon initiating a transfer. This indicates that the transfer has been successfully initiated, but not yet completed. To determine the final status, you must verify the payout.
There are three ways to verify the final status of a mobile money transfer:
Webhooks (Recommended):
Enable webhooks on your Flutterwave dashboard to receive automatic transfer status updates.
When the transfer completes (or fails), Flutterwave will send a POST request to your configured webhook URL with the transfer details.
{
"webhook_id":"wbk_emXAIzd4Dd7495SG3NOX",
"timestamp":1749071772784,
"type":"transfer.disburse",
"data":{
"id":"trf_Fj62qmZOhSneRu",
"type":"MOBILE_MONEY",
"source_currency":"NGN",
"destination_currency":"KES",
"amount":1000,
"reference":"REF-001GVSDVDSU2Yhgu",
"status":"SUCCESSFUL",
"mobile_money":{
"network":"Mpesa",
"country":null,
"msisdn":"2549012345678"
},
"fee":{
"currency":"KES",
"value":10
},
"debit_information":{
"currency":"KES",
"actual_debit_amount":1000,
"rate_used":0.00123,
"vat":75
},
"payment_information":{
"proof":"815423162782592573350591343763"
},
"meta":{}
}
}
Callback
If you included a callback_url in your transfer request, Flutterwave will send a POST request to that URL once the transfer completes or fails.
This behaves similarly to webhooks but is specific to each transfer.
Query Payout Status
To manually check the status of a transfer:
- Use the
idvalue from thedata.idfield in the transfer initiation response. - Send a
GETrequest to the retrieve a transfer endpoint, passing the id as a path parameter.
This is useful for polling or verifying status in systems where webhooks or callbacks are not used.
curl --request GET \
--url 'https://developersandbox-api.flutterwave.com/transfers/id' \
--header 'Authorization: Bearer {{YOUR_ACCESS_TOKEN}}' \
--header 'Content-Type: application/json' \
--header 'X-Trace-Id: {{YOUR_UNIQUE_TRACE_ID}}' \
--header 'X-Idempotency-Key: {{YOUR_UNIQUE_INDEMPOTENCY_KEY}}' \
You'll get a response like this:
200 OK
{
"status": "success",
"message": "Transfer fetched",
"data": {
"id": "trf_Hu3QERCeuWk8",
"type": "mobile_money",
"reference": "4dc065cc-08a3-4158-9f9b-e4e2f79120e7",
"status": "NEW",
"narration": "Testing transfers",
"source_currency": "NGN",
"destination_currency": "RWF",
"amount": {
"value": 1000,
"applies_to": "source_currency"
},
"callback_url": "https://www.flutterwave.com",
"recipient": {
"type": "mobile_money",
"name": {
"first": "Jane",
"middle": "The",
"last": "Janet"
},
"mobile_money": {
"network": "MPS",
"msisdn": "9012345678"
}
},
"meta": {},
"created_datetime": "2024-11-21T08:52:37.845Z"
}
}
{
"status":"failed",
"error":{
"type":"TRANSFER_NOT_FOUND",
"code":"301404",
"message":"Transfer not found",
"validation_errors":[
]
}
}
400 Bad Request
{
"status": "success",
"message": "Transfer fetched",
"data": {
"id": "trf_Hu3QERCeuWk8",
"type": "mobile_money",
"reference": "4dc065cc-08a3-4158-9f9b-e4e2f79120e7",
"status": "NEW",
"narration": "Testing transfers",
"source_currency": "NGN",
"destination_currency": "RWF",
"amount": {
"value": 1000,
"applies_to": "source_currency"
},
"callback_url": "https://www.flutterwave.com",
"recipient": {
"type": "mobile_money",
"name": {
"first": "Jane",
"middle": "The",
"last": "Janet"
},
"mobile_money": {
"network": "MPS",
"msisdn": "9012345678"
}
},
"meta": {},
"created_datetime": "2024-11-21T08:52:37.845Z"
}
}
{
"status":"failed",
"error":{
"type":"TRANSFER_NOT_FOUND",
"code":"301404",
"message":"Transfer not found",
"validation_errors":[
]
}
}
Check out the testing section to learn how to simulate various transfer scenarios.
Updated 7 months ago